Personal Loans

Prime Rate Taux
YNCU Prime Rate 3,95 %
Unsecured Personal Loans Taux
Variable Rate: $2,500-$10,000 Base YNCU P+5% 8,95 %
Variable Rate: $10,001-$40,000 Base CF P+3% 6,95 %
Fixed Rate, 24 month term: Minimum $5,000 8,00 %
Fixed Rate, 36 month term: Minimum $5,000 8,50 %
Fixed Rate, 48 month term: Minimum $5,000 9,00 %
Secured Loans Taux
Variable Rate: $2,500-$10,000 Base YNCU P+3.5% 7,45 %
Variable Rate: $10,001-$40,000 Base YNCU P+2.5% 6,45 %
Fixed Rate, 24 month term: $2,500-$75,000 7,45 %
Fixed Rate, 36 month term: $2,500-$75,000 7,45 %
Fixed Rate, 48 month term: $2,500-$75,000 7,95 %
Fixed Rate, 60 month term: $2,500-$75,000 8,45 %
RSP and Investment Loan: Fixed rate, 1-year term 4,25 %
RSP and Investment Loan: Variable rate, YNCU P+1% 4,95 %
Line of Credit Taux
Unsecured LOC: $2,500-$40,000 - YNCU P+3% 6,95 %
Secured LOC: $2,500-$40,000 - YNCU P+2.5% 6,45 %
Student LOC - $2,500-$75,000 Variable YNCU P+2% 5,95 %
Overdraft LOC: $500-$2,500 21,0 %
Investment Loan Taux
Investment Loan - Registered Deposit: Fixed rate, 1-year term or less 4,25 %
Investment Loan - Registered Deposit: Variable rate; 1-5 years; CF P+1.0% 4,95 %

*Variable rate of interest at YNCU P+0.5 with a minimum (floor) rate of 4.0%

 

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