Class A Shares

Investing in Class A Investment Shares strengthens your credit union for the future, provides diversified financial solutions for you, our member and strengthens the local communities we call home.

Investment Shares create a win/win situation for both you and the credit union. For you, they represent an exclusive investment offering a premium floating rate of return, and a chance to invest in your credit union. For Your Neighbourhood Credit Union, they provide an opportunity to increase our capital base, which is a vital funding source for future growth, development and stability.

That's why everyone wins when we grow together with the strength of YNCU Investment Shares.


  • Presents the potential to earn an excellent return, giving members another channel to build personal financial success and inspire financial well-being.
  • Helps the credit union fulfill its vision of growing a financially sustainable organization in the communities it serves.
  • Is an ideal option for members who want to diversify investment portfolios and who are looking for potential to earn an excellent return.
  • Allows you to invest in a variety of investment vehicles from Non-Registered, Registered (RRSP) and Tax-Free Savings Accounts.
  • If you have a long-term investment horizon where access to your funds isn't a primary concern, this is the investment for you. This offer is exclusive to YNCU and Community First members and a great option for a growing investment portfolio.

  • Class A Shares Brochure

    Information on eligibility, frequently asked questions, and more benefits.
  • Dividend Rate History (PDF - 65.47 KB)

    Investment Shares, Series 1-6 offer a target annual dividend rate of 1% and Series 2018 offers 1.50% above the average 5-year GIC rates offered by the top 5 Canadian Chartered Banks. Dividends have been declared annually by the Board of Directors since the first issue of Shares in 1998.

Find Branch/ATM

Enter address, postal code or branch name
Book Appointment Online Now
Apply for a Mastercard
Subscribe to our mailing list