Types of
Lines of Credit

A Community First Line of Credit may be a great way for you to travel the world, consolidate your debt, complete your home renovations, and pay off your credit card, while saving a great deal of money.

With a Personal Line of Credit, you will have convenient access to a predetermined amount of credit.

Community First offers both secured and unsecured Lines of Credit.

All Lines of Credit are offered at a variable interest rate.

Getting Started

At Community First, we want to help you determine what type of loan options will work best for you.

To inquire about a Line of Credit, just call or visit one of our experienced and professional Financial Service Representatives, in our Retail Sales department at any of our branch locations.

Our Financial Service Representatives will be more than pleased to assist you, and answer any questions you may have.  

Payment Options 

With a Community First Line of Credit, you only pay interest when you draw on the funds, and you can pay back as little or as much as you want at anytime.

Only a minimum interest payment is required each month, and you determine how much you want to pay back over and above this. 

Accessibility

Enjoy quick and easy access to your funds whenever you need them by simply writing a cheque or withdrawing the funds.

You can also access your Line of Credit through our network of Automated Teller Machines (ATMs) and at participating merchant locations across Canada anywhere Interac® Direct Payment is accepted.
 

Calculate & Save

Quite often people amass a large balance on their credit cards, with a high rate of interest. However, a Community First Line of Credit offers a great interest rate that can help you save money. 

Consolidating your debt and paying off your credit card with a Community First Line of Credit will mean you will only have one monthly payment at a great interest rate on the collected sum of your debt.

Let Community First help you achieve your goals. Try our Loan Calculator and discover how much money you can save.